Best Savings Rates for March 2026
Compare the best high-yield savings accounts, CD rates, and Treasury bond yields for March 2026. All rates are verified from official sources.
Last updated: February 24, 2026
Top High-Yield Savings Accounts
| Bank | APY | Min. Deposit | Monthly Fee | |
|---|---|---|---|---|
BestBetterment | 4.40% | $0 | None | Visit → |
Vio Bank | 4.03% | $0 | None | Visit → |
Marcus by Goldman Sachs | 4.00% | $0 | None | Visit → |
American Express | 4.00% | $0 | None | Visit → |
SoFi | 4.00% | $0 | None | Visit → |
LendingClub Bank | 4.00% | $0 | None | Visit → |
Bread Savings | 4.00% | $0 | None | Visit → |
Popular Direct | 4.00% | $0 | None | Visit → |
Bask Bank | 4.00% | $0 | None | Visit → |
Wealthfront | 3.95% | $0 | None | Visit → |
Best CD Rates by Term
Treasury Securities
I-Bonds (Composite)
4.03%
Fixed: 0.9%
EE Bonds
2.5%
Doubles in 20 years
T-Bills (52-week)
3.52%
Latest auction
Frequently Asked Questions
What is the best savings rate in March 2026?
The best HYSA rate in March 2026 is 4.40% from Betterment. Rates are verified and updated regularly.
Should I choose a HYSA or a CD?
A HYSA offers flexibility to withdraw anytime, while CDs lock in a rate for a fixed term. Choose a HYSA for emergency funds and liquidity. Choose a CD if you can commit to a term and want a guaranteed rate.
How often do savings rates change?
HYSA rates can change at any time since they are variable. CD rates are fixed once you open the account. Rates tend to follow Federal Reserve interest rate decisions.