Find the Best Rates for Your Safe Money

Compare high-yield savings accounts, CDs, and Treasury bonds. All FDIC-insured. Updated weekly.

Best HYSA
4.40%
Best CD
4.65%
I-Bond Rate
4.03%

Last updated: February 24, 2026

Top High-Yield Savings Accounts

Highest APY rates from FDIC-insured banks

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BankAPYMin. DepositMonthly Fee
#1Betterment
4.40%$0$0Visit →
Vio Bank
4.03%$0$0Visit →
Marcus by Goldman Sachs
4.00%$0$0Visit →
American Express
4.00%$0$0Visit →
SoFi
4.00%$0$0Visit →

Best CD Rates by Term

Lock in guaranteed rates with certificates of deposit

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12 Month CD

gainbridge

4.65%
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Treasury Products

Government-backed bonds with unique tax advantages

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I-Bonds

Inflation-protected savings bonds

Popular
4.03%

Fixed rate: 0.90% + Inflation rate: 1.56%. Annual limit: $10,000.

I-Bond details

T-Bills (52-week)

Short-term Treasury bills

0.00%

State tax exempt. Buy through TreasuryDirect or brokerage. Multiple term options available.

T-Bill rates

Not sure which is right for you?

Use our calculators to compare returns and find the best option for your goals.